Okay, so that actually worked.
I have a cash back credit card. I don't use it much, so about once or twice a year I get 25 bucks put on the card. Since the balance is always zero (I only use it to buy stuff online, and only buy stuff when I have the money for it: I pay the card off immediately.) it kinds of stands out when I have a -25 balance.
A while back, my brother told me I could transfer from the credit card to the bank account.
Welp, between the new desk, and the steam summer sale, I tripped the 25 buck cash back, and had the -25 balance. So I paid my bank account from the credit card... and it worked.
Long story short, I got half back on my steam summer sale purchases. Which makes me feel very good.